EXCTOOLZ
/

SWP Calculator

Estimate withdrawals from an investment corpus, track the remaining balance and find when the money may run out.

Your inputs

₹ INR
Choose the currency for your amounts. Values are not exchange-rate converted.
YOUR RESULT

Remaining corpus

₹10,00,000.00
Total withdrawn
₹12,00,000.00
Estimated growth
₹12,00,000.00
Starting corpus
₹10,00,000.00
Corpus lasts
Beyond selected term
Calculation method & assumptions

The corpus earns the assumed monthly return before each end-of-month withdrawal. Withdrawals stop when the balance is exhausted.

Rates remain constant in this illustration. Taxes, fees and changes in returns are excluded.

Withdrawals & balance

Compare the components of the estimated total.

Withdrawals & balanceCompare the components of the estimated total. Total withdrawn: INR 12,00,000; Remaining corpus: INR 10,00,000Total withdrawnINR 12,00,000Remaining corpusINR 10,00,000Estimated total2.2M

Balance over time

Values at selected points in the calculation period.

Balance over timeValues at selected points in the calculation period. M12: INR 10,00,000; M24: INR 10,00,000; M36: INR 10,00,000; M48: INR 10,00,000; M60: INR 10,00,000; M72: INR 10,00,000; M84: INR 10,00,000; M96: INR 10,00,000; M108: INR 10,00,000; M120: INR 10,00,0001.0M750.0K500.0K250.0K0M12M24M36M48M60M72M84M96M108M120INR

Detailed breakdown

10 rows
MonthLast withdrawalTotal withdrawnTotal growthBalance
12₹10,000.00₹1,20,000.00₹1,20,000.00₹10,00,000.00
24₹10,000.00₹2,40,000.00₹2,40,000.00₹10,00,000.00
36₹10,000.00₹3,60,000.00₹3,60,000.00₹10,00,000.00
48₹10,000.00₹4,80,000.00₹4,80,000.00₹10,00,000.00
60₹10,000.00₹6,00,000.00₹6,00,000.00₹10,00,000.00
72₹10,000.00₹7,20,000.00₹7,20,000.00₹10,00,000.00
84₹10,000.00₹8,40,000.00₹8,40,000.00₹10,00,000.00
96₹10,000.00₹9,60,000.00₹9,60,000.00₹10,00,000.00
108₹10,000.00₹10,80,000.00₹10,80,000.00₹10,00,000.00
120₹10,000.00₹12,00,000.00₹12,00,000.00₹10,00,000.00
PASS IT ON

A useful tool is worth sharing.

RELATED TOOLS

A little more to explore.

All tools
SIP CalculatorStep-up SIP CalculatorLumpsum CalculatorCAGR CalculatorRD Calculator
USEFUL TOOLS

Explore the collection, one useful tool at a time.

15 useful tools · Ready when you areView all tools
HOW IT WORKS

Three steps. Ready for what’s next.

01

Enter your inputs

Use the labelled fields and select the assumptions or dates that apply to your calculation.

02

Review the result

Results update as inputs change. Check the breakdown, calculation method and assumptions.

03

Copy or download

Copy a summary or download the calculation breakdown as a CSV.

About SWP Calculator.

How swp is calculated

The corpus earns the assumed monthly return before each end-of-month withdrawal. Withdrawals stop when the balance is exhausted.

What the result means

Estimate withdrawals from an investment corpus, track the remaining balance and find when the money may run out.

Assumptions and scope

Rates remain constant in this illustration. Taxes, fees and changes in returns are excluded.

Using the calculator

Enter starting investment, monthly withdrawal, assumed annual return, duration (years). Change the values to compare results. Calculations run in your browser. No account is required.

A LITTLE CLARITY

Good questions. Simple answers.

A few helpful answers before you get started.

Do I need an account?

No. This tool is open to everyone without signing in.

Does this tool need the internet?

Your inputs are calculated in this browser. Load the tool online before using it offline.

Still have a question?Get in touch