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RD Calculator

Estimate recurring deposit maturity, total deposits and interest with monthly deposits and quarterly compounding.

Your inputs

₹ INR
Choose the currency for your amounts. Values are not exchange-rate converted.
YOUR RESULT

Estimated RD maturity

₹2,14,097.49
Deposits
₹1,80,000.00
Estimated interest
₹34,097.49
Annual rate
6.7%
Months
60
Calculation method & assumptions

Quarterly nominal interest is converted to an equivalent monthly rate. Each deposit is made at the beginning of the month.

Bank/post-office rounding, payment dates, penalties and taxes can change the actual maturity amount.

India Post: savings schemes

Investment breakdown

Compare the components of the estimated total.

Investment breakdownCompare the components of the estimated total. Contributions: INR 1,80,000; Estimated growth: INR 34,097ContributionsINR 1,80,000Estimated growthINR 34,097Estimated total214.1K

Balance over time

Values at selected points in the calculation period.

Balance over timeValues at selected points in the calculation period. Month 12: INR 37,326; Month 24: INR 77,217; Month 36: INR 1,19,848; Month 48: INR 1,65,408; Month 60: INR 2,14,097214.1K160.6K107.0K53.5K0M12M24M36M48M60INR

Detailed breakdown

5 rows
PeriodTotal contributedGrowth / interestBalance
Month 12₹36,000.00₹1,326.10₹37,326.10
Month 24₹72,000.00₹5,216.58₹77,216.58
Month 36₹1,08,000.00₹11,847.63₹1,19,847.63
Month 48₹1,44,000.00₹21,407.52₹1,65,407.52
Month 60₹1,80,000.00₹34,097.49₹2,14,097.49
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HOW IT WORKS

Three steps. Ready for what’s next.

01

Enter your inputs

Use the labelled fields and select the assumptions or dates that apply to your calculation.

02

Review the result

Results update as inputs change. Check the breakdown, calculation method and assumptions.

03

Copy or download

Copy a summary or download the calculation breakdown as a CSV.

About RD Calculator.

How rd is calculated

Quarterly nominal interest is converted to an equivalent monthly rate. Each deposit is made at the beginning of the month.

What the result means

Estimate recurring deposit maturity, total deposits and interest with monthly deposits and quarterly compounding.

Assumptions and scope

Bank/post-office rounding, payment dates, penalties and taxes can change the actual maturity amount.

Using the calculator

Enter monthly deposit, annual interest rate, tenure (months). Change the values to compare results. Calculations run in your browser. No account is required.

A LITTLE CLARITY

Good questions. Simple answers.

A few helpful answers before you get started.

Do I need an account?

No. This tool is open to everyone without signing in.

Does this tool need the internet?

Your inputs are calculated in this browser. Load the tool online before using it offline.

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