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Lumpsum Calculator

Calculate the estimated future value of a one-time investment using an assumed annual compounded return.

Your inputs

₹ INR
Choose the currency for your amounts. Values are not exchange-rate converted.
YOUR RESULT

Estimated maturity amount

₹3,10,584.82
Principal
₹1,00,000.00
Interest / growth
₹2,10,584.82
Annual rate
12%
Term (years)
10
Calculation method & assumptions

Future value = principal × (1 + annual return / 100) raised to the number of years.

Rates remain constant in this illustration. Taxes, fees and changes in returns are excluded.

Investment breakdown

Compare the components of the estimated total.

Investment breakdownCompare the components of the estimated total. Contributions: INR 1,00,000; Estimated growth: INR 2,10,585ContributionsINR 1,00,000Estimated growthINR 2,10,585Estimated total310.6K

Balance over time

Values at selected points in the calculation period.

Balance over timeValues at selected points in the calculation period. Year 1: INR 1,12,000; Year 2: INR 1,25,440; Year 3: INR 1,40,493; Year 4: INR 1,57,352; Year 5: INR 1,76,234; Year 6: INR 1,97,382; Year 7: INR 2,21,068; Year 8: INR 2,47,596; Year 9: INR 2,77,308; Year 10: INR 3,10,585310.6K232.9K155.3K77.6K0Y1Y2Y3Y4Y5Y6Y7Y8Y9Y10INR

Detailed breakdown

10 rows
PeriodTotal contributedGrowth / interestBalance
Year 1₹1,00,000.00₹12,000.00₹1,12,000.00
Year 2₹1,00,000.00₹25,440.00₹1,25,440.00
Year 3₹1,00,000.00₹40,492.80₹1,40,492.80
Year 4₹1,00,000.00₹57,351.94₹1,57,351.94
Year 5₹1,00,000.00₹76,234.17₹1,76,234.17
Year 6₹1,00,000.00₹97,382.27₹1,97,382.27
Year 7₹1,00,000.00₹1,21,068.14₹2,21,068.14
Year 8₹1,00,000.00₹1,47,596.32₹2,47,596.32
Year 9₹1,00,000.00₹1,77,307.88₹2,77,307.88
Year 10₹1,00,000.00₹2,10,584.82₹3,10,584.82
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HOW IT WORKS

Three steps. Ready for what’s next.

01

Enter your inputs

Use the labelled fields and select the assumptions or dates that apply to your calculation.

02

Review the result

Results update as inputs change. Check the breakdown, calculation method and assumptions.

03

Copy or download

Copy a summary or download the calculation breakdown as a CSV.

About Lumpsum Calculator.

How lumpsum is calculated

Future value = principal × (1 + annual return / 100) raised to the number of years.

What the result means

Calculate the estimated future value of a one-time investment using an assumed annual compounded return.

Assumptions and scope

Rates remain constant in this illustration. Taxes, fees and changes in returns are excluded.

Using the calculator

Enter one-time investment, assumed annual return, duration (years). Change the values to compare results. Calculations run in your browser. No account is required.

A LITTLE CLARITY

Good questions. Simple answers.

A few helpful answers before you get started.

Do I need an account?

No. This tool is open to everyone without signing in.

Does this tool need the internet?

Your inputs are calculated in this browser. Load the tool online before using it offline.

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