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SIP Calculator

Estimate the future value of monthly SIP contributions and see the invested amount, projected returns and yearly growth.

Your inputs

₹ INR
Choose the currency for your amounts. Values are not exchange-rate converted.
YOUR RESULT

Estimated future value

₹11,61,695.38
Total invested
₹6,00,000.00
Estimated returns
₹5,61,695.38
Duration
10
Annual return
12%
Calculation method & assumptions

Each monthly contribution is added at the beginning of the month, then earns the assumed annual return divided by 12.

Rates remain constant in this illustration. Taxes, fees and changes in returns are excluded.

Investment breakdown

Compare the components of the estimated total.

Investment breakdownCompare the components of the estimated total. Contributions: INR 6,00,000; Estimated growth: INR 5,61,695ContributionsINR 6,00,000Estimated growthINR 5,61,695Estimated total1.2M

Balance over time

Values at selected points in the calculation period.

Balance over timeValues at selected points in the calculation period. Year 1: INR 64,047; Year 2: INR 1,36,216; Year 3: INR 2,17,538; Year 4: INR 3,09,174; Year 5: INR 4,12,432; Year 6: INR 5,28,785; Year 7: INR 6,59,895; Year 8: INR 8,07,633; Year 9: INR 9,74,108; Year 10: INR 11,61,6951.2M871.3K580.8K290.4K0Y1Y2Y3Y4Y5Y6Y7Y8Y9Y10INR

Detailed breakdown

10 rows
PeriodTotal contributedGrowth / interestBalance
Year 1₹60,000.00₹4,046.64₹64,046.64
Year 2₹1,20,000.00₹16,216.00₹1,36,216.00
Year 3₹1,80,000.00₹37,538.24₹2,17,538.24
Year 4₹2,40,000.00₹69,174.17₹3,09,174.17
Year 5₹3,00,000.00₹1,12,431.83₹4,12,431.83
Year 6₹3,60,000.00₹1,68,785.15₹5,28,785.15
Year 7₹4,20,000.00₹2,39,894.99₹6,59,894.99
Year 8₹4,80,000.00₹3,27,632.83₹8,07,632.83
Year 9₹5,40,000.00₹4,34,107.53₹9,74,107.53
Year 10₹6,00,000.00₹5,61,695.38₹11,61,695.38
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HOW IT WORKS

Three steps. Ready for what’s next.

01

Enter your inputs

Use the labelled fields and select the assumptions or dates that apply to your calculation.

02

Review the result

Results update as inputs change. Check the breakdown, calculation method and assumptions.

03

Copy or download

Copy a summary or download the calculation breakdown as a CSV.

About SIP Calculator.

How sip is calculated

Each monthly contribution is added at the beginning of the month, then earns the assumed annual return divided by 12.

What the result means

Estimate the future value of monthly SIP contributions and see the invested amount, projected returns and yearly growth.

Assumptions and scope

Rates remain constant in this illustration. Taxes, fees and changes in returns are excluded.

Using the calculator

Enter monthly investment, assumed annual return, duration (years). Change the values to compare results. Calculations run in your browser. No account is required.

A LITTLE CLARITY

Good questions. Simple answers.

A few helpful answers before you get started.

Do I need an account?

No. This tool is open to everyone without signing in.

Does this tool need the internet?

Your inputs are calculated in this browser. Load the tool online before using it offline.

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