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Salary Calculator

Convert annual CTC into estimated gross and take-home pay after employer costs, employee deductions and the TDS amount you enter.

Your inputs

₹ INR
Choose the currency for your amounts. Values are not exchange-rate converted.
YOUR RESULT

Average monthly take-home

₹93,200.00
Annual gross cash pay
₹11,42,400.00
Annual take-home
₹11,18,400.00
Regular monthly pay excluding bonus
₹89,033.33
Employer / non-cash costs
₹57,600.00
Employee deductions + TDS
₹24,000.00
Annual variable bonus
₹50,000.00
Calculation method & assumptions

Gross cash pay = CTC − employer/non-cash costs. Take-home = gross cash pay − employee deductions and TDS. Regular monthly pay excludes the variable bonus.

TDS is an input, not an automatic tax assessment. Bonus payout, benefits, reimbursements and payroll rules can differ by employer.

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HOW IT WORKS

Three steps. Ready for what’s next.

01

Enter your inputs

Use the labelled fields and select the assumptions or dates that apply to your calculation.

02

Review the result

Results update as inputs change. Check the breakdown, calculation method and assumptions.

03

Copy or download

Copy a summary or download the calculation breakdown as a CSV.

About Salary Calculator.

How salary is calculated

Gross cash pay = CTC − employer/non-cash costs. Take-home = gross cash pay − employee deductions and TDS. Regular monthly pay excludes the variable bonus.

What the result means

Convert annual CTC into estimated gross and take-home pay after employer costs, employee deductions and the TDS amount you enter.

Assumptions and scope

TDS is an input, not an automatic tax assessment. Bonus payout, benefits, reimbursements and payroll rules can differ by employer.

Using the calculator

Enter annual ctc, annual employer pf / nps in ctc, annual gratuity provision in ctc, other non-cash / employer costs, annual variable bonus in gross pay, annual employee pf deduction, annual professional tax, annual tds, other annual payroll deductions. Change the values to compare results. Calculations run in your browser. No account is required.

A LITTLE CLARITY

Good questions. Simple answers.

A few helpful answers before you get started.

Do I need an account?

No. This tool is open to everyone without signing in.

Does this tool need the internet?

Your inputs are calculated in this browser. Load the tool online before using it offline.

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