EXCTOOLZ
/

PPF Calculator

Project Public Provident Fund deposits and interest for full financial years, with monthly or annual contributions.

Your inputs

₹ INR

Indian scheme / tax rules · amounts in INR.

YOUR RESULT

Projected PPF balance

₹31,55,679.38
Total deposits
₹18,00,000.00
Estimated interest
₹13,55,679.38
Annual contribution
₹1,20,000.00
Full financial years
15
Calculation method & assumptions

Interest is calculated on the eligible monthly balance and credited at the end of each financial year. Annual deposits are made in April.

Annual contributions must total ₹500–₹1,50,000. The rate is an editable assumption; future notified rates and the account-opening date affect actual maturity.

India Post: savings schemesNational Savings Institute: PPF

Investment breakdown

Compare the components of the estimated total.

Investment breakdownCompare the components of the estimated total. Contributions: INR 18,00,000; Estimated growth: INR 13,55,679ContributionsINR 18,00,000Estimated growthINR 13,55,679Estimated total3.2M

Balance over time

Values at selected points in the calculation period.

Balance over timeValues at selected points in the calculation period. Year 1: INR 1,24,615; Year 2: INR 2,58,078; Year 4: INR 5,54,103; Year 5: INR 7,18,060; Year 6: INR 8,93,657; Year 7: INR 10,81,722; Year 9: INR 14,98,857; Year 10: INR 17,29,890; Year 11: INR 19,77,328; Year 12: INR 22,42,333; Year 14: INR 28,30,125; Year 15: INR 31,55,6793.2M2.4M1.6M788.9K0Y1Y2Y4Y5Y6Y7Y9Y10Y11Y12Y14Y15INR

Detailed breakdown

15 rows
PeriodTotal contributedGrowth / interestBalance
Year 1₹1,20,000.00₹4,615.00₹1,24,615.00
Year 2₹2,40,000.00₹18,077.67₹2,58,077.67
Year 3₹3,60,000.00₹41,016.18₹4,01,016.18
Year 4₹4,80,000.00₹74,103.33₹5,54,103.33
Year 5₹6,00,000.00₹1,18,059.66₹7,18,059.66
Year 6₹7,20,000.00₹1,73,656.90₹8,93,656.90
Year 7₹8,40,000.00₹2,41,721.54₹10,81,721.54
Year 8₹9,60,000.00₹3,23,138.77₹12,83,138.77
Year 9₹10,80,000.00₹4,18,856.62₹14,98,856.62
Year 10₹12,00,000.00₹5,29,890.44₹17,29,890.44
Year 11₹13,20,000.00₹6,57,327.66₹19,77,327.66
Year 12₹14,40,000.00₹8,02,332.93₹22,42,332.93
Year 13₹15,60,000.00₹9,66,153.57₹25,26,153.57
Year 14₹16,80,000.00₹11,50,125.47₹28,30,125.47
Year 15₹18,00,000.00₹13,55,679.38₹31,55,679.38
PASS IT ON

A useful tool is worth sharing.

RELATED TOOLS

A little more to explore.

All tools
SIP CalculatorStep-up SIP CalculatorLumpsum CalculatorSWP CalculatorCAGR Calculator
USEFUL TOOLS

Explore the collection, one useful tool at a time.

15 useful tools · Ready when you areView all tools
HOW IT WORKS

Three steps. Ready for what’s next.

01

Enter your inputs

Use the labelled fields and select the assumptions or dates that apply to your calculation.

02

Review the result

Results update as inputs change. Check the breakdown, calculation method and assumptions.

03

Copy or download

Copy a summary or download the calculation breakdown as a CSV.

About PPF Calculator.

How ppf is calculated

Interest is calculated on the eligible monthly balance and credited at the end of each financial year. Annual deposits are made in April.

What the result means

Project Public Provident Fund deposits and interest for full financial years, with monthly or annual contributions.

Assumptions and scope

Annual contributions must total ₹500–₹1,50,000. The rate is an editable assumption; future notified rates and the account-opening date affect actual maturity.

Using the calculator

Enter deposit schedule, deposit amount per payment, assumed annual ppf rate, deposit timing, full financial years. Change the values to compare results. Calculations run in your browser. No account is required.

A LITTLE CLARITY

Good questions. Simple answers.

A few helpful answers before you get started.

Do I need an account?

No. This tool is open to everyone without signing in.

Does this tool need the internet?

Your inputs are calculated in this browser. Load the tool online before using it offline.

Still have a question?Get in touch