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FD Calculator

Calculate fixed deposit maturity and interest with yearly, half-yearly, quarterly or monthly compounding.

Your inputs

₹ INR
Choose the currency for your amounts. Values are not exchange-rate converted.
YOUR RESULT

Estimated maturity amount

₹1,23,143.93
Principal
₹1,00,000.00
Interest / growth
₹23,143.93
Annual rate
7%
Term (years)
3
Calculation method & assumptions

Maturity = deposit × (1 + rate / (100 × frequency))^(frequency × months / 12).

This models a cumulative deposit. Actual bank day-count rules, rounding and taxes can differ.

Investment breakdown

Compare the components of the estimated total.

Investment breakdownCompare the components of the estimated total. Contributions: INR 1,00,000; Estimated growth: INR 23,144ContributionsINR 1,00,000Estimated growthINR 23,144Estimated total123.1K

Balance over time

Values at selected points in the calculation period.

Balance over timeValues at selected points in the calculation period. Year 1: INR 1,07,186; Year 2: INR 1,14,888; Year 3: INR 1,23,144123.1K92.4K61.6K30.8K0Y1Y2Y3INR

Detailed breakdown

3 rows
PeriodTotal contributedGrowth / interestBalance
Year 1₹1,00,000.00₹7,185.90₹1,07,185.90
Year 2₹1,00,000.00₹14,888.18₹1,14,888.18
Year 3₹1,00,000.00₹23,143.93₹1,23,143.93
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HOW IT WORKS

Three steps. Ready for what’s next.

01

Enter your inputs

Use the labelled fields and select the assumptions or dates that apply to your calculation.

02

Review the result

Results update as inputs change. Check the breakdown, calculation method and assumptions.

03

Copy or download

Copy a summary or download the calculation breakdown as a CSV.

About FD Calculator.

How fd is calculated

Maturity = deposit × (1 + rate / (100 × frequency))^(frequency × months / 12).

What the result means

Calculate fixed deposit maturity and interest with yearly, half-yearly, quarterly or monthly compounding.

Assumptions and scope

This models a cumulative deposit. Actual bank day-count rules, rounding and taxes can differ.

Using the calculator

Enter deposit amount, annual interest rate, tenure (months), compounding frequency. Change the values to compare results. Calculations run in your browser. No account is required.

A LITTLE CLARITY

Good questions. Simple answers.

A few helpful answers before you get started.

Do I need an account?

No. This tool is open to everyone without signing in.

Does this tool need the internet?

Your inputs are calculated in this browser. Load the tool online before using it offline.

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