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Compound Interest Calculator

Calculate compound interest and future value for a starting amount at a chosen rate and compounding frequency.

Your inputs

₹ INR
Choose the currency for your amounts. Values are not exchange-rate converted.
YOUR RESULT

Estimated maturity amount

₹2,20,803.97
Principal
₹1,00,000.00
Interest / growth
₹1,20,803.97
Annual rate
8%
Term (years)
10
Calculation method & assumptions

Amount = principal × (1 + annual rate / frequency)^(frequency × years). Interest is the amount minus principal.

Rates remain constant in this illustration. Taxes, fees and changes in returns are excluded.

Investment breakdown

Compare the components of the estimated total.

Investment breakdownCompare the components of the estimated total. Contributions: INR 1,00,000; Estimated growth: INR 1,20,804ContributionsINR 1,00,000Estimated growthINR 1,20,804Estimated total220.8K

Balance over time

Values at selected points in the calculation period.

Balance over timeValues at selected points in the calculation period. Year 1: INR 1,08,243; Year 2: INR 1,17,166; Year 3: INR 1,26,824; Year 4: INR 1,37,279; Year 5: INR 1,48,595; Year 6: INR 1,60,844; Year 7: INR 1,74,102; Year 8: INR 1,88,454; Year 9: INR 2,03,989; Year 10: INR 2,20,804220.8K165.6K110.4K55.2K0Y1Y2Y3Y4Y5Y6Y7Y8Y9Y10INR

Detailed breakdown

10 rows
PeriodTotal contributedGrowth / interestBalance
Year 1₹1,00,000.00₹8,243.22₹1,08,243.22
Year 2₹1,00,000.00₹17,165.94₹1,17,165.94
Year 3₹1,00,000.00₹26,824.18₹1,26,824.18
Year 4₹1,00,000.00₹37,278.57₹1,37,278.57
Year 5₹1,00,000.00₹48,594.74₹1,48,594.74
Year 6₹1,00,000.00₹60,843.72₹1,60,843.72
Year 7₹1,00,000.00₹74,102.42₹1,74,102.42
Year 8₹1,00,000.00₹88,454.06₹1,88,454.06
Year 9₹1,00,000.00₹1,03,988.73₹2,03,988.73
Year 10₹1,00,000.00₹1,20,803.97₹2,20,803.97
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HOW IT WORKS

Three steps. Ready for what’s next.

01

Enter your inputs

Use the labelled fields and select the assumptions or dates that apply to your calculation.

02

Review the result

Results update as inputs change. Check the breakdown, calculation method and assumptions.

03

Copy or download

Copy a summary or download the calculation breakdown as a CSV.

About Compound Interest Calculator.

How compound interest is calculated

Amount = principal × (1 + annual rate / frequency)^(frequency × years). Interest is the amount minus principal.

What the result means

Calculate compound interest and future value for a starting amount at a chosen rate and compounding frequency.

Assumptions and scope

Rates remain constant in this illustration. Taxes, fees and changes in returns are excluded.

Using the calculator

Enter starting amount, annual interest rate, duration (years), compounding frequency. Change the values to compare results. Calculations run in your browser. No account is required.

A LITTLE CLARITY

Good questions. Simple answers.

A few helpful answers before you get started.

Do I need an account?

No. This tool is open to everyone without signing in.

Does this tool need the internet?

Your inputs are calculated in this browser. Load the tool online before using it offline.

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